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Personal Finance Spreadsheets

Budget, savings and debt spreadsheets for keeping your money organized month after month.

The Savings Tracker spreadsheet for Excel and Google Sheets, for sinking funds and savings goals. A preview shows the dashboard with total saved, progress, the amount needed per month, rings for your funds and charts by month.
Savings Tracker & Sinking Funds SpreadsheetFollow your savings goals and sinking funds with a simple dashboard.
The Budget Planner spreadsheet for Excel and Google Sheets, with monthly budget vs actual, bills and an expense tracker. A preview shows the dashboard with income, spent, saved and left over, bills to pay, charts and categories over budget.
Monthly Budget Spreadsheet for Excel & Google SheetsPlan income, bills and spending, and compare budget with actual each month.
The Debt Payoff Planner debt snowball and avalanche spreadsheet for Excel and Google Sheets, with room for 50 debts. A dashboard preview shows total debt, debt-free date, total interest and interest saved, with labels for Snowball, Avalanche, Custom order, Interest saved and Debt-free date.
Debt Payoff Tracker Spreadsheet (Snowball & Avalanche)Plan debt payoff with snowball and avalanche calculators.

The Budget Planner follows monthly income, bills and spending. The Savings Tracker follows funds with a target. The Debt Payoff Tracker plans how to clear debts with snowball or avalanche. They work well together.

Guides

A clean white desk with a notebook and pen next to an open laptop showing a monthly budget dashboard with charts and spending categories.
How to Make a Monthly Budget in a Spreadsheet (Step by Step)A seven-step way to plan your month, with an example budget table and the formulas that compare planned and actual spending.
A person highlighting printed charts next to an open laptop that shows a debt payoff dashboard with a payoff timeline and a debt breakdown ring chart.
Snowball vs Avalanche: Which Debt Payoff Method Fits You?How the two best-known debt payoff methods work, a worked example with three debts and how to choose between them.